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$10,000 Immediate payment in case of a flood.

We monitor the weather. You get an affordable flood solution for $14/month.

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A Better Experience

Lodging

Ric funds can cover your hotel or car rental or airbnb. You decide.

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Missed Wages

 Ric funds can be used to cover bills until everything gets back to normal.

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Essentials

With Ric you decide what's essential You know what needs prioritizing

Join the waitlist.

Be the first to know about our launch and exclusive giveaways and discounts

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Ric Rainfall Flooding

How we...

Create Your Policy

We use your address to calculate a custom policy activation trigger. 

Monitor Your Weather

We continuously track your local weather station data so we can respond in real-time.

Get In Touch

We reach out via text to confirm you've had a loss. Yup, financial losses count.

Send You Money

Funds are wired to your bank account on file with us within 48-hours.

A Better Experience

Say goodbye to...

Complex Applications

No applications or inspection reports or surveys..

Non, nada, nien, nej.

You get the point. 

Claim Reports

No need to send us past claim history or fill out paperwork detailing past losses.

Ghosting and Gaslighting

No list of approved stores or service providers. You get to  decide what you need and in the order you need it. 

Claim Hoopla

No loss adjusters or waiting on hold. We message via text when your policy is activated.

What is different about Ric?

Ric offers simple solutions with BIG life impact. You get a payout to help you move on with your life if the rainfall at your location meets or exceeds the pre-agreed amount. You’ll see us refer to this  as ‘policy activation’ throughout the website. The payout is automatic and there is no deductible.   

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