Ric Rainfall Flooding
How we...
Create Your Policy
We use your address to calculate a custom policy activation trigger.
Monitor Your Weather
We continuously track your local weather station data so we can respond in real-time.
Get In Touch
We reach out via text to confirm you've had a loss. Yup, financial losses count.
Send You Money
Funds are wired to your bank account on file with us within 48-hours.
A Better Experience
Say goodbye to...
Complex Applications
No applications or inspection reports or surveys..
Non, nada, nien, nej.
You get the point.
Claim Reports
No need to send us past claim history or fill out paperwork detailing past losses.
Ghosting and Gaslighting
No list of approved stores or service providers. You get to decide what you need and in the order you need it.
Claim Hoopla
No loss adjusters or waiting on hold. We message via text when your policy is activated.
What is different about Ric?
Ric offers simple solutions with BIG life impact. You get a payout to help you move on with your life if the rainfall at your location meets or exceeds the pre-agreed amount. You’ll see us refer to this as ‘policy activation’ throughout the website. The payout is automatic and there is no deductible.





